Education Loan Changes July 1, 2026
The Trump Administration, through the Office of the Secretary of the US Department of Education, has implemented major policy changes affecting federal student loan financing and repayment.
These changes affect several loan programs, including the Grad PLUS and Parent PLUS Loans. Changes that begin in July of 2026 and run through 2028.
Individuals and families hoping to access the federal loan program need to plan now to avoid critical financing challenges in September and for future enrollment.
Individuals who paused their student loan repayments or need to make adjustments due to changes in budgets and financial programs also need to move quickly to understand the new rules.
Download the Factsheet explaining the changes.
Contact us at Get College Going with questions or to discuss your planning needs.